Launch offer: extra 20% off everything with code LAUNCH20 · Instant download
Excel & Sheets

Loan EMI Calculator & Debt Payoff Planner

See your EMI, the real interest you will pay and how much a small prepayment saves. Compare loan offers and get a clear order to clear all your debts.

₹149₹349Save ₹200 (57%)
Inclusive of all taxes · One-time payment · Instant download
Extra 20% off with code LAUNCH20 at checkout
Instant downloadOn screen + email
Secure paymentUPI · Cards · Net Banking
7-day helpFix or refund if faulty
Perfect for
Home and car loan borrowersAnyone paying multiple EMIsPeople planning to become debt-free
What you get2 × .xlsx (blank + sample)
Works withMicrosoft Excel · Google Sheets · WPS Office
DeliveryInstant download
LicencePersonal & own-business use

Understand your loans in rupees, not jargon. Home loan, car loan, personal loan or credit card: this planner shows the full picture and a way out of debt faster.

Inside

  • EMI calculator with monthly and one-time prepayment: see interest saved and how many years earlier you become loan-free
  • Full repayment schedule month by month with a balance chart
  • Compare up to 4 loan offers including processing fees; the cheapest is highlighted
  • Debt payoff planner: list all debts and choose Avalanche (save the most interest) or Snowball (quick wins); see which debt to attack first

Uses the same reducing-balance method most Indian banks use. For planning and education; confirm figures with your lender.

What's inside

Everything you get

01

EMI Calculator

EMI, total interest, prepayment savings and loan closing date

02

Repayment schedule

Up to 40 years of monthly interest, principal and balance

03

Compare Loans

4 offers side by side with true total cost

04

Debt Payoff Plan

Up to 15 debts with priority, months to clear and interest

Files in your download

  • Loan_EMI_Debt_Planner.xlsx181 KB
  • Loan_EMI_Debt_Planner_SAMPLE.xlsx181 KB
How to use

Start in 4 simple steps

A step-by-step guide is also included inside your download.

  1. 1

    Enter your loan

    Amount, rate, tenure and first EMI date

  2. 2

    Try prepayments

    Add a small monthly or one-time amount and see the savings

  3. 3

    Compare offers

    Before you sign, enter each bank's terms

  4. 4

    List your debts

    Choose a method and attack priority #1

FAQ

Questions about this product

Will my EMI match the bank's exactly?

Usually within a few rupees; banks may differ slightly due to rounding and processing dates.

Does it work for credit cards?

Yes, add them in the Debt Payoff Plan with the card's interest rate and your monthly payment.

How do I get the files after payment?

A download button appears on screen right after payment, and the link is emailed to you. You can also download again any time from My account.

Can I use it on my phone?

Yes. It works with Microsoft Excel, Google Sheets, WPS Office. Free mobile apps are enough.

What if something does not work?

Write to us within 7 days with your order number. We will fix it, send a working file, or refund you.

Our promiseEvery file is tested before launch. If something doesn't work, we fix it or refund you within 7 days. Refund policy
More to explore

You may also like

See all
₹149₹349