
Child Education Goal Planner with SIP Calculator (Excel)
Work out what your child's engineering, MBBS, MBA or study-abroad will cost when they're ready, and the monthly SIP that gets you there, flat or rising with your income.
Frequently bought together
This item: Child Education Goal Planner with SIP Calculator (Excel)₹149
School Fees & Education Expense Tracker (Excel)₹129
Retirement & Pension Planner (Excel): Fund Needed, Gap & Monthly SIP₹149₹16 lakh for engineering today becomes over ₹40 lakh in 12 years at 9% education inflation. Most parents underestimate this, start late and end up with an education loan. A clear target early makes it easy.
What it does
- Course costs: engineering, MBBS, MBA, law, design, study abroad and more, as editable examples
- Future cost at your chosen education inflation
- Savings you already have, grown to the goal date
- Monthly SIP needed: flat, or starting lower and rising every year with your salary
- Year-by-year path: SIP, amount invested and fund value each year, with a chart
Plan for each child
Make a copy for each child or each goal (school, graduation, post-graduation). Seeing the numbers early lets you start small and stay steady.
Everything you get
Goal sheet
Course, cost, years and SIP needed
Courses
Editable example costs
Plan
Year-by-year path with chart
Blank + sample
Sample for a 6-year-old
Files in your download
- XLSXChild_Education_Goal_Planner.xlsx14 KB
- XLSXChild_Education_Goal_Planner_SAMPLE.xlsx14 KB
Start in 5 simple steps
A step-by-step guide is also included inside your download.
- 1
Pick a course
Or type your own cost
- 2
Type ages
Today and at the start
- 3
Add savings
Already set aside
- 4
Choose a SIP style
Flat or rising
- 5
Review yearly
Raise SIP with income
Questions about this product
What education inflation should I use?
8 to 10% is a common planning number for Indian private education. For studying abroad, add a little for the rupee.
What return should I expect?
For goals 7+ years away, equity funds have historically done better than FDs, with ups and downs. 10 to 12% is a common long-term assumption, not a promise.
Why is a rising SIP useful?
It starts lower and increases with your salary, which is easier for most families than a high flat SIP from day one.
Should I use Sukanya Samriddhi or PPF instead?
They're safe and tax-free and work well alongside SIPs, especially for part of the goal.
Can I plan for two children?
Yes. Make a copy of the file for each child.
How do I get the files after payment?
A download button appears on screen right after payment, and the link is emailed to you. You can also download again any time from My account.
Can I use it on my phone?
Yes. It works with Microsoft Excel, Google Sheets, WPS Office. Free mobile apps are enough.
What if something does not work?
Write to us within 7 days with your order number. We will fix it, send a working file, or refund you.
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