Launch Offer: Extra 20% Off Everything With Code LAUNCH20 · Instant DownloadExtra 20% off with code LAUNCH20
Draftstack
Sukanya Samriddhi Yojana (SSY) Planner & Calculator (Excel) – Excel template preview
Excel & SheetsNew

Sukanya Samriddhi Yojana (SSY) Planner & Calculator (Excel)

Plan your daughter's Sukanya Samriddhi account year by year: what to deposit and when, her age each year, the balance at 18 for higher education and the tax-free maturity amount at 21 years.

₹149₹349Save ₹200 (57%)
Inclusive of all taxes · One-time payment · Instant download
1 offer for you
LAUNCH20 20% off · save ₹30
Instant downloadOn screen + email
Secure paymentUPI · Cards · Net Banking
7-day helpFix or refund if faulty
Perfect for
Parents of girls under 10Grandparents planning a gift for a granddaughterFamilies saving for a daughter's education
What you get2 × .xlsx (blank + sample)
Works withMicrosoft Excel · Google Sheets · WPS Office
DeliveryInstant download
LicencePersonal & own-business use

Frequently bought together

Sukanya Samriddhi Yojana (SSY) Planner & Calculator (Excel) – Excel template previewThis item: Sukanya Samriddhi Yojana (SSY) Planner & Calculator (Excel)₹149Gold Savings & Jewellery Record with Today's Value (Excel) – Excel template previewGold Savings & Jewellery Record with Today's Value (Excel)₹149FD & RD Maturity Tracker with TDS Alerts (Excel) – Excel template previewFD & RD Maturity Tracker with TDS Alerts (Excel)₹149
All three: ₹402₹447Extra 10% off

SSY pays one of the highest rates among government savings schemes, and it is tax-free. The catch is that it runs for 21 years, and how you deposit makes a real difference to the final amount.

What it does

  • 21 years from opening, with her age at the end of every year
  • Deposits for the first 15 years, with the month you deposit, so interest is worked out the way the scheme does
  • Rate per year: past rates for years gone by, today's rate (8.2%) ahead
  • Balance when she turns 18, when up to 50% can be withdrawn for higher education
  • Maturity amount and date, total deposits and tax-free interest
  • Friendly notes when a year has no deposit or crosses ₹1.5 lakh

For parents who like to plan

Use it to decide between depositing in April or monthly, to see what a smaller yearly amount gives, and to plan college fees around the 18th birthday.

What's inside

Everything you get

01

SSY Years

21 years with age, deposits and interest

02

Settings

Dates, maturity and 18th birthday worked out

03

Summary

Maturity, balance at 18 and a chart

04

Blank + sample

Sample account opened in 2023

Files in your download

  • XLSXSukanya_Samriddhi_Yojana_Planner.xlsx16 KB
  • XLSXSukanya_Samriddhi_Yojana_Planner_SAMPLE.xlsx16 KB
How to use

Start in 5 simple steps

A step-by-step guide is also included inside your download.

  1. 1

    Type her date of birth

    And account opening date

  2. 2

    Plan deposits

    Amount and month for 15 years

  3. 3

    Fix past rates

    If different

  4. 4

    See the balance at 18

    For college planning

  5. 5

    Check the maturity

    At 21 years

FAQ

Questions about this product

Who can open an SSY account?

Parents or legal guardians, for a girl below 10 years. One account per girl, up to two girls (three with twins or triplets in the second birth).

For how many years do I deposit?

For 15 years from opening. The account then earns interest until 21 years from opening.

Can I withdraw for her education?

Yes, up to 50% of the balance at the end of the previous year, once she turns 18 or passes Class 10.

What if I miss a year?

The account becomes irregular. You can revive it by paying the minimum ₹250 for each missed year plus a small penalty.

Is the interest tax-free?

Yes. Deposits get the old-regime deduction and both interest and maturity are tax-free.

How do I get the files after payment?

A download button appears on screen right after payment, and the link is emailed to you. You can also download again any time from My account.

Can I use it on my phone?

Yes. It works with Microsoft Excel, Google Sheets, WPS Office. Free mobile apps are enough.

What if something does not work?

Write to us within 7 days with your order number. We will fix it, send a working file, or refund you.

Our promiseEvery file is tested before launch. If something doesn't work, we fix it or refund you within 7 days. Refund policy
Complete the set

Goes well with this

See all
₹149₹349