Old vs New Tax Regime Calculator
See your tax under the old and new regime side by side, with your deductions, and which one saves more.
Income (yearly)
Deductions (old regime)
Slabs for FY 2025-26 and FY 2026-27 (unchanged in Budget 2026). Includes 87A rebate and 4% cess; surcharge above ₹50 lakh is not included. Use the HRA calculator for exempt HRA.
No login needed. Always free. Nothing you type is stored.
Share on WhatsAppHow to use the Old vs New Tax Regime Calculator
- 1Enter your income
Annual gross salary and other income.
- 2Add deductions
80C, 80D, NPS, HRA exemption and home loan interest (old regime only).
- 3Compare
See tax under both regimes and which one saves you more.
Questions
Which regime is better for me?
The new regime has lower rates and a ₹12 lakh rebate but few deductions. The old regime can be better if your deductions (80C, 80D, HRA, home loan) are large. The calculator shows both.
Which slabs are used?
Slabs for FY 2025-26 and FY 2026-27 (unchanged in Budget 2026). Surcharge for incomes above ₹50 lakh is not included.
Is this tax advice?
No. It is an estimate for planning. Confirm with the income tax portal or a CA before filing.